International Students are eligible to submit a waiver if:
- Student is eligible for, and enrolled in, the OU Employee Group Health Plan, or other employer sponsored ACA compliant group health plan.
- Student provides evidence that they are eligible for, and enrolled in, ACA compliant individual coverage purchased through the Exchange (HealthCare.gov), or other ACA compliant individual coverage purchased from an insurance carrier based in the United States.
- Student is eligible for, and enrolled in, coverage that is backed by the full faith and credit of the government of the exchange visitor’s home country and is provided through an ACA compliant plan.
- Student is sponsored by the US government or other sponsoring entity that has guaranteed payment of all health expenses, and repatriation and evacuation expenses.
- Student is enrolled exclusively in distance learning classes at the university.
Health Insurance requirements:
- Minimum Essential Coverage as required by the ACA with no annual or lifetime limits,
- No exclusions for pre‐existing conditions.
- Preventive care and women’s health care as required by the ACA covered at 100%.
- An annual deductible* not greater than $500.
- Coinsurance that does not exceed 25% of allowable charges under the plan.
- Policy must include a list of the exclusions.
- Policy coverage dates must include the entire semester.
- Policy must be in English and in US currency/dollars.
- Policy must be active and in effect for the duration of the semester.
- International Students must also maintain coverage for repatriation of remains to their home country and medical evacuation to their home country. The benefit for repatriation may not be less than $25,000, and the benefit for medical evacuation may not be less than $50,000.
*This requirement must be met, regardless of HSA account status/balance
ALL DOCUMENTS MUST BE IN ENGLISH AND IN US CURRENCY.
International Students who have been granted a waiver from coverage under the OU HSC SHP and lose coverage at any time during the semester for which the waiver has been granted must immediately report the loss of healthcare coverage by completing the ‘Qualifying Events Form’ located at ouhsc.myahpcare.com/enrollment. Failure of an International Student to maintain coverage as required under this policy is a violation of Regent’s Policy and can delay enrollment and program advancement.
If you have questions regarding your status, please contact OU HSC Admissions & Records at 1 (405) 271-2480.
If you have questions regarding the Waiver System, please contact Academic Health Plans at help.ahpcare.com or HSC Student Affairs at 1 (405) 271-2416.
